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Iswarya Fertility Centre & Women's Hospital
99627-00000

Affordable Fertility Care

IVF on Easy EMI — Starting ₹9,999/month

Don't let finances come in the way of your parenthood dream. Start your IVF treatment today with flexible EMI options from India's leading finance partners.

%0% Interest Options
~Quick Approval
#Minimal Documentation

How IVF EMI Works

Three simple steps to start your treatment on affordable EMI

Step 01

Apply Online

Fill out a short application form with basic details. No complex paperwork required.

Step 02

Get Approved

Quick approval within 24-48 hours. Flexible tenure and interest rate options.

Step 03

Start Treatment

Begin your IVF journey immediately while paying in comfortable monthly instalments.

EMI Calculator

See how affordable IVF treatment can be with easy monthly payments

Sample EMI Breakdown

Treatment Cost₹1,50,000
Down Payment₹0
Loan Amount₹1,50,000
Tenure18 months

Your Monthly EMI

₹9,999

per month for 18 months

*Indicative amount. Actual EMI depends on interest rate and tenure selected.

Our Finance Partners

Trusted lending partners to make your treatment affordable

Bajaj Finserv

Bajaj Finserv

No-cost EMI up to 24 months on IVF treatment. Instant approval with minimal documentation. Available at all Iswarya Fertility centres.

Interest Rate0% (No-cost EMI)
Max Tenure24 months
Loan Range₹50,000 – ₹5,00,000
Fibe (EarlySalary)

Fibe (EarlySalary)

Quick personal loans for fertility treatment with instant disbursal. Flexible repayment options for salaried individuals.

Interest RateStarting 2% per month
Max Tenure24 months
Loan Range₹25,000 – ₹5,00,000
SaveIn

SaveIn

Healthcare-focused BNPL (Buy Now Pay Later) platform. Special 0% EMI plans for fertility and IVF treatments.

Interest Rate0% for select plans
Max Tenure18 months
Loan Range₹20,000 – ₹3,00,000
GMoney

GMoney

Healthcare financing platform offering easy EMI for medical treatments including fertility procedures.

Interest RateStarting 1.5% per month
Max Tenure12 months
Loan Range₹15,000 – ₹2,00,000
HDFC Bank

HDFC Bank

HDFC Bank personal loans and medical EMI for IVF treatment. Competitive interest rates with flexible tenure for existing customers.

Interest RateStarting 10.5% per annum
Max Tenure60 months
Loan Range₹50,000 – ₹15,00,000
ICICI Bank

ICICI Bank

ICICI Bank medical financing with pre-approved loans for existing customers. Instant disbursement for fertility treatment.

Interest RateStarting 10.85% per annum
Max Tenure60 months
Loan Range₹50,000 – ₹20,00,000
Axis Bank

Axis Bank

Axis Bank personal loans for medical expenses. Quick approval and disbursal with flexible repayment for IVF treatment.

Interest RateStarting 10.49% per annum
Max Tenure60 months
Loan Range₹50,000 – ₹15,00,000
Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak personal loans for fertility treatment financing. Competitive rates with minimal documentation.

Interest RateStarting 10.99% per annum
Max Tenure60 months
Loan Range₹50,000 – ₹20,00,000
Stashfin

Stashfin

Fast personal loans for healthcare needs. Instant approval for salaried and self-employed individuals for fertility treatment.

Interest RateStarting 11.99% per annum
Max Tenure36 months
Loan Range₹10,000 – ₹5,00,000
CreditBee

CreditBee

Instant personal loans for fertility and medical treatment. 100% online process with quick disbursal.

Interest RateStarting 1.5% per month
Max Tenure24 months
Loan Range₹10,000 – ₹3,00,000

Eligibility Criteria

Check if you are eligible for IVF EMI financing

Salaried Employees

  • Minimum age: 21 years
  • Minimum monthly income: Rs 20,000
  • At least 6 months in current employment
  • Valid ID proof and address proof

Self-Employed Individuals

  • Minimum age: 21 years
  • Business vintage of at least 2 years
  • Latest ITR or bank statements
  • Valid ID proof and business proof

Documents Required

PAN Card
Aadhaar Card
Latest 3 months salary slips (salaried)
Latest 6 months bank statement
Cancelled cheque / bank passbook
ITR for last 2 years (self-employed)

Frequently Asked Questions

Common questions about IVF financing and EMI

What is the minimum down payment required?
Most of our finance partners require zero to minimal down payment. The exact amount depends on the loan amount and the finance partner chosen.
Is there a 0% interest EMI option?
Yes, select finance partners offer 0% interest EMI plans for tenures up to 12 months. Longer tenures may carry a nominal interest rate.
How long does EMI approval take?
Most applications are processed within 24-48 hours. In some cases, instant approval is available with digital KYC.
Can I prepay or foreclose my EMI?
Yes, most of our finance partners allow prepayment after a minimum lock-in period of 3 months, with minimal or no foreclosure charges.
What if my EMI application is rejected?
We work with multiple finance partners, so if one application is declined, we can help you apply with another partner. Our team will guide you through alternative options.
Does applying for EMI affect my credit score?
A single enquiry has minimal impact on your credit score. However, multiple applications across lenders in a short period may have a minor impact.

Apply for IVF EMI Today

Contact our finance team who will help you with the best EMI plan within 24 hours

Call 99627-00000WhatsApp Us
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