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IVF Cost in India 2025

Get a personalised cost estimate in under 2 minutes. IVF starts from ₹1.2 lakh. EMI available from ₹9,999/month.

₹1.2L+
Starting cost per cycle
EMI
From ₹9,999/month
75+
Centres across India

IVF Cost Calculator

Answer 4 quick questions to get your personalised estimate

Which treatment are you considering?

Estimates are based on average costs across Iswarya Fertility centres. Final costs will be confirmed during consultation.

IVF Treatment Cost in India — Price Guide

TreatmentCost Range
IVF₹1.2L – ₹1.8L
ICSI₹1.5L – ₹2.2L
IUI₹15,000 – ₹25,000
Donor Egg IVF₹2.0L – ₹3.0L
Frozen Embryo Transfer₹60,000 – ₹90,000
Egg Freezing₹80,000 – ₹1.2L

*Prices are indicative. Actual cost varies by centre, protocol, and individual medical needs.

What Affects IVF Cost?

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Patient Age

Women above 35 may need higher stimulation doses, increasing medication costs by 20–40%.

🏙️

City & Clinic

Metro cities like Mumbai and Delhi tend to have higher costs than Tier-2 cities.

🔬

Treatment Type

ICSI and donor-egg IVF cost more than standard IVF due to additional procedures.

🧬

PGT Testing

Preimplantation genetic testing adds ₹30,000–₹80,000 but improves success rates.

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Embryo Freezing

Freezing unused embryos costs ₹20,000–₹40,000 and allows future attempts at lower cost.

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Number of Cycles

Multiple cycles increase cost but significantly improve cumulative success rates.

IVF on Easy EMI

We believe cost should never be a barrier to parenthood. Iswarya Fertility offers flexible payment options through our partner banks and NBFCs.

₹9,999/mo

EMI starting from

12-month plan

0%

Interest-free EMI

Select partners

24 mo

Maximum tenure

Flexible repayment

View All EMI Options →

Frequently Asked Questions

What is the average IVF cost in India in 2025?

The average IVF cost in India in 2025 ranges from ₹1.2 lakh to ₹2.5 lakh per cycle, depending on the city, clinic, patient age, and protocol used. At Iswarya Fertility, IVF starts from ₹1.2 lakh across our 75+ centres.

Does IVF cost include medications?

IVF cost typically includes consultation, egg retrieval, embryology lab fees, and embryo transfer. Stimulation medications are sometimes included in package deals but may also be billed separately. Always ask for an all-inclusive quote.

Is IVF available on EMI?

Yes. Iswarya Fertility offers IVF financing with EMIs starting from ₹9,999 per month through our partner banks and NBFCs. Zero-cost EMI options are available for eligible patients.

Why does IVF cost vary by age?

Women above 35 typically need higher doses of stimulation medications and may require additional diagnostic tests (like PGT), which increases the overall cost. Success rates also vary by age, which may influence the number of cycles needed.

What factors affect IVF cost?

Key factors include: type of treatment (IVF, ICSI, donor egg), patient age, city and clinic, number of embryos to be tested (PGT), use of donor eggs or sperm, number of cycles, and any add-ons like embryo freezing or assisted hatching.

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